Online bank
Free
Aktia, Ålandsbanken, Danske Bank, Handelsbanken, Nordea, Oma SP, Osuuspankki, POP Bank, Savings Bank, S-Bank
Online payments are processed through the Paytrail Plc website.
Payments via MobilePay, Visa, Visa Electron, or MasterCard cards
If you wish to pay with Visa, Visa Electron, or MasterCard cards, Trafino Oy acts solely as the marketer of the products and services and also delivers the products to the buyer. Paytrail Plc is responsible for any complaints.
For payments made with Visa, Visa Electron, or MasterCard cards, Paytrail Plc acts as the seller of the product, and the transaction is concluded between the customer and Paytrail Plc. The seller is responsible for all obligations related to the transaction. Paytrail Plc is also the recipient of the payment.
Paytrail Plc
Business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 JYVÄSKYLÄ
Phone: 0207 181830
Online Banks
The payment and financing service related to online bank payments is provided by Paytrail Plc (2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Plc purchases the payment and settles it to the merchant. For the user, the service works just like traditional online payments.
Payments via MobilePay, Visa, Visa Electron, or MasterCard cards
If you wish to pay with Visa, Visa Electron, or MasterCard cards, Trafino Oy acts solely as the marketer of the products and services and also delivers the products to the buyer. Paytrail Plc is responsible for any complaints.
For payments made with Visa, Visa Electron, or MasterCard cards, Paytrail Plc acts as the seller of the product, and the transaction is concluded between the customer and Paytrail Plc. The seller is responsible for all obligations related to the transaction. Paytrail Plc is also the recipient of the payment.
Paytrail Plc
Business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 JYVÄSKYLÄ
Phone: 0207 181830
Online Banks
The payment and financing service related to online bank payments is provided by Paytrail Plc (2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Plc purchases the payment and settles it to the merchant. For the user, the service works just like traditional online payments.
Debit or credit card
Free
Visa, Visa Electron, Master Card, American Express
Online payments are processed through the Paytrail Plc website.
Payments with Visa, Visa Electron, or MasterCard
If you wish to pay with Visa, Visa Electron, or MasterCard, Jerone acts solely as the marketer of the products and services and also delivers the products to the buyer. Paytrail Plc is responsible for handling complaints.
For payments made with Visa, Visa Electron, or MasterCard, Paytrail Plc acts as the seller of the product, and the transaction is formed between the customer and Paytrail Plc. The seller is responsible for all obligations related to the transaction. Paytrail Plc is also the recipient of the payment.
Paytrail Plc
Business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 JYVÄSKYLÄ
Phone: 0207 181830
Online Banks
The payment and financing service related to online bank payments is provided by Paytrail Plc (2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Plc purchases the payment and settles it to the merchant. For the user, the service works just like traditional online payments.
Payments with Visa, Visa Electron, or MasterCard
If you wish to pay with Visa, Visa Electron, or MasterCard, Jerone acts solely as the marketer of the products and services and also delivers the products to the buyer. Paytrail Plc is responsible for handling complaints.
For payments made with Visa, Visa Electron, or MasterCard, Paytrail Plc acts as the seller of the product, and the transaction is formed between the customer and Paytrail Plc. The seller is responsible for all obligations related to the transaction. Paytrail Plc is also the recipient of the payment.
Paytrail Plc
Business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 JYVÄSKYLÄ
Phone: 0207 181830
Online Banks
The payment and financing service related to online bank payments is provided by Paytrail Plc (2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Plc purchases the payment and settles it to the merchant. For the user, the service works just like traditional online payments.
Mobile payment
Free
MobilePay, Pivo, Siirto
Online payments are processed through the Paytrail Plc website.
Payments with Visa, Visa Electron, or MasterCard
If you wish to pay with Visa, Visa Electron, or MasterCard, Jerone acts solely as the marketer of the products and services and also delivers the products to the buyer. Paytrail Plc is responsible for handling complaints.
For payments made with Visa, Visa Electron, or MasterCard, Paytrail Plc acts as the seller of the product, and the transaction is formed between the customer and Paytrail Plc. The seller is responsible for all obligations related to the transaction. Paytrail Plc is also the recipient of the payment.
Paytrail Plc
Business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 JYVÄSKYLÄ
Phone: 0207 181830
Online Banks
The payment and financing service related to online bank payments is provided by Paytrail Plc (2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Plc purchases the payment and settles it to the merchant. For the user, the service works just like traditional online payments.
Payments with Visa, Visa Electron, or MasterCard
If you wish to pay with Visa, Visa Electron, or MasterCard, Jerone acts solely as the marketer of the products and services and also delivers the products to the buyer. Paytrail Plc is responsible for handling complaints.
For payments made with Visa, Visa Electron, or MasterCard, Paytrail Plc acts as the seller of the product, and the transaction is formed between the customer and Paytrail Plc. The seller is responsible for all obligations related to the transaction. Paytrail Plc is also the recipient of the payment.
Paytrail Plc
Business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 JYVÄSKYLÄ
Phone: 0207 181830
Online Banks
The payment and financing service related to online bank payments is provided by Paytrail Plc (2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Plc purchases the payment and settles it to the merchant. For the user, the service works just like traditional online payments.
Walley Invoice / Installment
Billing surcharge
Pay in full or in installments, at your chosen pace. Walley adds a €3.80 invoicing fee to the bill.
Flexibility and freedom of choice – pay all at once or in installments, at your own pace
Invoice and account credit give you extra time to pay for your online store purchases. By using them, you can wait calmly for your order to arrive before paying for it. You can make the payment either in full by invoice or in smaller installments with account credit, allowing you to pay a monthly amount that suits you best and spread the payment over a maximum of 36 months.
Interest-free payment period with invoice – safe and easy transactions
With an invoice, you always get 45 days of interest-free payment time for your online store purchases. The long payment period allows you to check your purchase and, if necessary, return it before the invoice due date.
To take advantage of the payment period, you need a positive credit decision, which is easy to apply for during the purchase process. You can apply if you are at least 18 years old, have a Finnish personal identity number, and a permanent, official home address in Finland. Your credit information will also be checked from the Bisnode Finland Oy register.
The payment method can be used for purchases up to €5,000.
Once you have received a positive credit decision and confirmed the purchase, you will receive an invoice for your purchase by email. If you want to pay the invoice in smaller installments and at a payment period that suits you better (1-36 months), you need to make a continuous credit agreement with Collector Bank AB by logging into Your Pages at my.walley.fi. When signing the credit agreement, you will be granted a credit limit that can be used for future purchases according to the credit terms.
When you have a valid credit agreement, you only need to pay the minimum amount stated on the invoice by the due date, but you can also pay a larger amount if you wish. After that, you will receive a monthly account statement by email until the credit is fully paid. You can always choose to repay your credit in larger installments than the minimum amount stated on the account statement.
Credit costs and credit example: The campaign terms apply in the KAUPPIAAN NIMI online store, under which the account credit interest rate is 19.2% nominal annual interest rate and the monthly fee is €2.95 (first invoice €3.80). If the granted credit limit is €1,000 and it is fully used for purchases made in the KAUPPIAAN NIMI online store and the credit is repaid over 36 months, the effective annual interest rate under the applicable campaign terms is 28.6%, the total credit costs amount to €403, the total amount payable is €1,403, and the number of installments is 36. Late payments will incur statutory reminder fees and collection costs as well as interest on the overdue amount.
Credit terms
The issuer of the invoice and credit is Collector Bank AB, organization number 556597-0513, which is the registered holder of the Walley trademark.
Lilla Bommens Torg 11, Box 11914, SE-404 39. More information at www.collector.fi
You can find the full terms and information about Walley Invoice and Account Credit at the following links:
Detailed service description: https://www.walley.fi/asiakaspalvelu/
General invoice and account credit terms: https://cdn.walleypay.com/terms/Terms_FI.pdf
Standard European Consumer Credit Information: https://cdn.walleypay.com/terms/SECCI_FI.pdf
Invoice and account credit give you extra time to pay for your online store purchases. By using them, you can wait calmly for your order to arrive before paying for it. You can make the payment either in full by invoice or in smaller installments with account credit, allowing you to pay a monthly amount that suits you best and spread the payment over a maximum of 36 months.
Interest-free payment period with invoice – safe and easy transactions
With an invoice, you always get 45 days of interest-free payment time for your online store purchases. The long payment period allows you to check your purchase and, if necessary, return it before the invoice due date.
To take advantage of the payment period, you need a positive credit decision, which is easy to apply for during the purchase process. You can apply if you are at least 18 years old, have a Finnish personal identity number, and a permanent, official home address in Finland. Your credit information will also be checked from the Bisnode Finland Oy register.
The payment method can be used for purchases up to €5,000.
Once you have received a positive credit decision and confirmed the purchase, you will receive an invoice for your purchase by email. If you want to pay the invoice in smaller installments and at a payment period that suits you better (1-36 months), you need to make a continuous credit agreement with Collector Bank AB by logging into Your Pages at my.walley.fi. When signing the credit agreement, you will be granted a credit limit that can be used for future purchases according to the credit terms.
When you have a valid credit agreement, you only need to pay the minimum amount stated on the invoice by the due date, but you can also pay a larger amount if you wish. After that, you will receive a monthly account statement by email until the credit is fully paid. You can always choose to repay your credit in larger installments than the minimum amount stated on the account statement.
Credit costs and credit example: The campaign terms apply in the KAUPPIAAN NIMI online store, under which the account credit interest rate is 19.2% nominal annual interest rate and the monthly fee is €2.95 (first invoice €3.80). If the granted credit limit is €1,000 and it is fully used for purchases made in the KAUPPIAAN NIMI online store and the credit is repaid over 36 months, the effective annual interest rate under the applicable campaign terms is 28.6%, the total credit costs amount to €403, the total amount payable is €1,403, and the number of installments is 36. Late payments will incur statutory reminder fees and collection costs as well as interest on the overdue amount.
Credit terms
The issuer of the invoice and credit is Collector Bank AB, organization number 556597-0513, which is the registered holder of the Walley trademark.
Lilla Bommens Torg 11, Box 11914, SE-404 39. More information at www.collector.fi
You can find the full terms and information about Walley Invoice and Account Credit at the following links:
Detailed service description: https://www.walley.fi/asiakaspalvelu/
General invoice and account credit terms: https://cdn.walleypay.com/terms/Terms_FI.pdf
Standard European Consumer Credit Information: https://cdn.walleypay.com/terms/SECCI_FI.pdf
OP Account Credit
Korollinen
You can shorten the credit at your own pace or pay everything at once without fees.
A flexible way to pay for online purchases
With OP Account Credit, you can make purchases up to 7,500 euros. All purchases you make during the month appear on the same invoice. You can pay off the month's purchases with the next invoice or repay them in monthly installments. If you wish, you can make extra repayments or pay off the credit at any time without additional costs.
The credit limit helps you keep your spending within desired boundaries.
Applicant requirements
You can apply for OP Account Credit if you are at least 23 years old and have online banking credentials from a Finnish bank. If you have made purchases with OP Account Credit, you can view your credit information in OP's finance online service. In the online service, you can see, among other things, your credit limit, the amount of credit available to you, and the status of your invoices.
OP Account Credit is a responsible payment method
Credit decisions are based on an overall assessment of your ability to pay. To make this assessment, we ask you on the application for information such as your employment details and income and debt servicing expenses. Additionally, we check your credit information from the credit information register.
What does using OP Account Credit cost?
OP Account Credit offers a 30-day interest-free payment period for each purchase and the option to pay in installments. The monthly installment includes a billing fee of 5.00 euros, and when paying in installments, the nominal interest rate is OP prime + 9.50%.*
With OP Account Credit, you can make purchases up to 7,500 euros. All purchases you make during the month appear on the same invoice. You can pay off the month's purchases with the next invoice or repay them in monthly installments. If you wish, you can make extra repayments or pay off the credit at any time without additional costs.
The credit limit helps you keep your spending within desired boundaries.
Applicant requirements
You can apply for OP Account Credit if you are at least 23 years old and have online banking credentials from a Finnish bank. If you have made purchases with OP Account Credit, you can view your credit information in OP's finance online service. In the online service, you can see, among other things, your credit limit, the amount of credit available to you, and the status of your invoices.
OP Account Credit is a responsible payment method
Credit decisions are based on an overall assessment of your ability to pay. To make this assessment, we ask you on the application for information such as your employment details and income and debt servicing expenses. Additionally, we check your credit information from the credit information register.
What does using OP Account Credit cost?
OP Account Credit offers a 30-day interest-free payment period for each purchase and the option to pay in installments. The monthly installment includes a billing fee of 5.00 euros, and when paying in installments, the nominal interest rate is OP prime + 9.50%.*